{"id":1568,"date":"2016-09-07T14:08:02","date_gmt":"2016-09-07T21:08:02","guid":{"rendered":"http:\/\/ivwealthreport.com\/Report\/?page_id=1568"},"modified":"2016-09-13T13:06:51","modified_gmt":"2016-09-13T20:06:51","slug":"asset-allocations","status":"publish","type":"page","link":"https:\/\/ivwealthreport.com\/Report\/book-9-three-easy-steps-to-building-wealth\/the-three-easy-steps\/asset-allocations\/","title":{"rendered":"Asset Allocation Targets"},"content":{"rendered":"<p>The suggested allocations are just a starting point for your consideration. No two investors are the same; so you must consider your own tolerance for risk, savings and retirement needs, and other personal needs and circumstances. The suggested allocations are somewhat typical for what the average <em>conservative<\/em>, <em>moderate<\/em>, or <em>aggressive<\/em> investor might prefer (although in our research in putting these guidelines together, we did notice a pretty wide range in the allocations suggested by other investment firms). But not you or anyone else is typical! So, only use these suggested allocations as guidelines and as a starting point in determining your own asset allocation.<\/p>\n<table width=\"449\">\n<tbody>\n<tr>\n<td width=\"174\"><\/td>\n<td colspan=\"2\" width=\"202\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <strong>Investor Profile<\/strong><\/td>\n<td width=\"73\"><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>Asset Class<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Conservative<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Moderate<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Aggressive<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>Large Cap U.S. Stocks<\/strong><\/td>\n<td style=\"text-align: center;\">20%<\/td>\n<td style=\"text-align: center;\">30%<\/td>\n<td style=\"text-align: center;\">40%<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>Small-Cap U.S. Stocks<\/strong><\/td>\n<td style=\"text-align: center;\">5%<\/td>\n<td style=\"text-align: center;\">10%<\/td>\n<td style=\"text-align: center;\">15%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><\/td>\n<td style=\"text-align: center;\"><\/td>\n<td style=\"text-align: center;\"><\/td>\n<td style=\"text-align: center;\"><\/td>\n<\/tr>\n<tr>\n<td><strong>International Stocks<\/strong><\/td>\n<td style=\"text-align: center;\">5%<\/td>\n<td style=\"text-align: center;\">10%<\/td>\n<td style=\"text-align: center;\">20%<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>Real Estate Investment Trusts (REITs)<\/strong><\/td>\n<td style=\"text-align: center;\">10%<\/td>\n<td style=\"text-align: center;\">10%<\/td>\n<td style=\"text-align: center;\">10%<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>Fixed Income (Bonds, etc.)<\/strong><\/td>\n<td style=\"text-align: center;\">60%<\/td>\n<td style=\"text-align: center;\">40%<\/td>\n<td style=\"text-align: center;\">15%<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\u00a0 <strong>Total<\/strong><\/td>\n<td style=\"text-align: center;\">100%<\/td>\n<td style=\"text-align: center;\">100%<\/td>\n<td style=\"text-align: center;\">100%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>The suggested allocations are just a starting point for your consideration. No two investors are the same; so you must consider your own tolerance for risk, savings and retirement needs, and other personal needs and circumstances. The suggested allocations are &hellip; <a href=\"https:\/\/ivwealthreport.com\/Report\/book-9-three-easy-steps-to-building-wealth\/the-three-easy-steps\/asset-allocations\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1543,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/pages\/1568"}],"collection":[{"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/comments?post=1568"}],"version-history":[{"count":6,"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/pages\/1568\/revisions"}],"predecessor-version":[{"id":1630,"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/pages\/1568\/revisions\/1630"}],"up":[{"embeddable":true,"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/pages\/1543"}],"wp:attachment":[{"href":"https:\/\/ivwealthreport.com\/Report\/wp-json\/wp\/v2\/media?parent=1568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}